10 best car insurance companies of 2021

Find out which are the best car insurance companies in 2021 and take out protection for your vehicle with one of them.

*This text is editorial content and does not guarantee the sale of this product on this website.

When purchasing car insurance, in addition to choosing coverage that meets their needs, people look for companies that are trustworthy.

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They must have a good reputation in the market and be well evaluated by their customers. The question is how to identify what they are.

To help you protect your vehicle next year with the best car insurers of 2021, we did some research to help you.

This way you can choose between good companies. But remember that you need to purchase a custom-made product for your vehicle to be completely satisfied.

Image: Getty Images

How was the ranking of the best car insurers of 2021 created?

To find out which are the 10 best car insurers of 2021, we used the Reclame Aqui website as the basis for our research.

It brings together complaints made by different users of the service and monitors the resolution of the cases, this allows the company to be given a score according to the solutions.

The site uses its own evaluation methodology that considers the number of complaints, solutions, consumer satisfaction and others. To establish an assessment, it uses grades ranging from 0 to 10 and ratings ranging from terrible to RA 1000.

In our relationship we research between different auto insurance companiesbeing: AIG, Alfa, Allianz, Aruana, Assurant, Azul Seguros, Banco do Brasil, BANESTES, Bradesco, Caixa Seguradora, Cardif-Luiza, Chubb, Confiança, Essor, Generali, Gente, HDI, JNS, Liberty, MAPFRE, Mitsui, Mutual, Nobre, Porto Seguro, Sancor, Sompo, Suhai, SulAmérica, Sura, Tokio Marine, Usebens, Youse and Zurich.

Our survey was carried out in December 2020 and considered the period of the last 12 months. It is worth noting that these indices may change, so this classification may change over time.

The results of the companies with the highest scores were presented in alphabetical order and not necessarily by highest rating.

See what results we found for the best insurance companies!

1st AIG

A AIG Seguros Brasil It is the first company we mentioned in our research and it already has a good evaluation score, in fact, the second highest among all those classified.

According to the Reclame Aqui website, it deserves a score of 8.7/10 and managed to respond to 100% of the complaints registered.

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Other indicators also have good numbers, such as the solution rate, which was 89.6%, and the number of customers who would do business again, which is 82.1%.

2nd Assurant Insurance Company

Assurant Seguradora may not be such a big or well-known insurance company, but it has done an excellent job according to reviews, so it deserves attention.

It received a score of 8.6 and a RA 1000 rating. This rating indicates that it is very well evaluated and can meet the expectations established by the website.

Of the 1009 complaints registered in the period, 99.9% have already been answered and the solution rate is 93.7%.

The consumer also gave Assurant a good evaluation and gave it a score of 7.81.

3rd Azul Seguros

The next company we talk about is Azul Seguros. It was rated “excellent” and scored 8.0.

Despite the evaluation being the lowest among our best car insuranceis still quite high.

Complaints answered reach a percentage of 99.9% and the solution rate is 84.4%. It is also a good indicator of customers who would do business with the company again after registering a complaint, it stands at 72.5%.

4th Insurance Fund

Caixa Seguradora has a well-known name as it is part of the Caixa Group.

It received a score of 7.9 and a “good” rating, another insurance company that can provide good deals.

It is also well rated by consumers, receiving a score of 7.22 from consumers and 65.3% of complainants indicated that they would do business with it again.

5th Cardif Seguros

Cardif Seguros is another that offers best car insurance that stand out on the Reclame Aqui website.

It received the “excellent” rating and grade 8.3.

Despite having a slightly higher number of complaints than previous companies, a total of 1,724, it responded to 98.3% of them and provided a solution in 90% of cases.

6th Mitsui Sumitomo Insurance

Another company that may not have such great visibility, but has stood out to its customers.

Mitsui Sumitomo Seguros obtained a score of 8.4 and responded to 100% of the 213 complaints registered.

The case resolution rate is 87% and the number of customers who would do business with her again is 76.9%.

7th Sompo Seguros

Sompo Seguros is the next insurance company we will talk about. It is also the second highest rated and received the highest rating from the Reclame Aqui website, “RA 1000”.

Of the 404 complaints registered, 403 were answered and the solution rate can be considered high, 90.6%.

The consumer rating also draws attention, 8.13 a good rating.

8th Suhai Insurance Company

Of the best car insurance, Suhai is the 1st company to receive the highest score, it obtained 9.0.

It also stands out in other aspects, such as obtaining the “RA 1000” rating and having responded to 100% of complaints.

In relation to the percentage of customers who would do business with the company again, this is 86.1%.

9th Tokyo Marine Insurance Company

Next we have Tokio Marine with a score of 7.8, 99.9% of complaints answered and 82.9% of cases resolved.

The consumer rating is good and reaches 6.64 and 66.2% of them would do business with the company again.

10th Youse

To finalize the list with the best auto insurance companies From 2021 we bring Youse. The company received a “good” rating and a score of 7.4.

Of the 1,654 complaints registered, 1,645 were responded to, a percentage of 99.5%.

In relation to the solution rate, this is 78% and of customers who would do business with the company again, 63%.

Which insurance company offers the cheapest insurance?

To find out which car insurance is cheapest, you need to quote from several insurers and compare what they offer.

It is important to know that the insurance price is calculated after the insurer has analyzed the risks that the contract may offer. To do this, it needs the questionnaire completed by the customer, carry out an inspection of the vehicle and find out what coverage is desired.

This is a common rule among companies that offer best car insurancesuch as Youse insurance company, SURA Seguros,

If you want to know the reputation of other insurance companies, such as Banestes Seguros, HDI Seguros, Aruana Seguradora,

Now that you know the best car insurers of 2021, before taking out or renewing insurance, it's worth checking whether the chosen company is on this list.

*Images from Reclame Aqui.

*Published on: 12/16/2020. Updated on: 05/28/2021.