7 cheap auto insurance options for you

Discover 7 cheap auto insurance options here and protect your car now, following our tips. Take the opportunity to write down the names of some of the insurance companies that offer cheaper plans and the average prices.

Do you keep saying that you don't have the money to buy insurance? Protecting your car doesn't require spending a lot, as many people think. For example, you can find cheap car insurance in SP, MG, PR, RJ and other states.

It is possible to find it in the market car insurance cheap that offers good protection. So, to help you, we have checked some insurance companies that have affordable prices and provide good customer service.

So, check out the list below to understand what we are talking about so you can drive your vehicle more peacefully.

7 cheap auto insurance options to protect your car

No matter where you live, there is always a plan available in car insurance company so you can save on hiring, keeping your vehicle protected.

For example, if you live in the capital of São Paulo, you can count on cheap auto insurance in SP. However, other states also offer affordable plans, ensuring the protection of your property.

Want to know what your options are? Check out this list of some of the cheapest car insurance options!

Ituran

THE Ituran is a tracking company that has been operating in Brazil since 2000. It also offers the option of vehicle insurance in partnership with some insurance companies, such as: MAPFRE, HDI Vehicle insurance, Tokyo Marine vehicle insurance companyAliro Seguro and the Liberty Insurance.

The plan of safe Ituran, Tracker with insurance can cost from R$89.90 per month. In addition, the coverage included is: theft and robbery coverage, vehicle tracker and 24-hour assistance.

*Prices may change depending on the profile.

Research carried out in July/2022 – Source: Ituran

Youse Auto Insurance

THE Youse Seguros is an online insurance platform, an initiative of Insurance Company.

It is possible to hire a car insurance with prices starting at R$45.00 per month (data source: September/2021). The plan may include coverage such as:

In addition, it is possible to count on assistance from car insurancesuch as:

• Spare car;
• Keychain;
• Glass;
• Driver Youse.

One of the differences of this vehicle insurance cheap offered by Youse Insurance to protect your car is that all the contraction can be done online.

Research carried out in July/2022. Source: Youse.

Speaking of glass, see how it's worth having one additional glass coverage.

Easy Auto Insurance

The Insurance AutoEasy is part of the BNP group Paribas Cardif. In Brazil, it has more than 32 million customers and 60 partners.

When taking out insurance, you can find a variety of coverage options. Some of the advantages include:

• 24 hour assistance;
• Repairing damages by bringing compensation closer to the ideal value;
• Among others.

Research conducted in July/2020 (we were unable to obtain updated information, please check the company's website). Source: BNP Paribas Cardif.

Suhai Insurance

Suhai Seguros works with high-claims vehicles. It is possible to find insurance with affordable prices, which can be up to 73% cheaper than the competition, depending on a personalized analysis. Coverage includes:

• Theft and robbery;
• 24 hour assistance;
• 24-hour call center.

Research carried out in July/2022 – Source: Suhai Seguradora.

Did you know that in addition to these tips, you can save with the vehicle insurance in different ways?

There's even a video that shows how. Check it out:

Auto Light Blue

THE Blue Insurance offers insurance in various segments.

It has three options franchises that make the vehicle insurance cheaper. Includes:

• Theft and robbery;
• Collision;
• Fire;
• 24 hour assistance;
• Possibility of additional coverage.

It allows payment to be made in up to 12 interest-free installments and offers a discount for those who pay with a Porto Seguro credit card.

Research carried out in July/2022 – Source: Azul Seguros.

SulAmérica Auto Compact

THE SulAmérica Auto is one of the first in the country to offer the popular car insurance and motorcycle insurance.

Currently offers the Compact Auto, which is a vehicle insurance tailored to each driver, for a lower price. Coverage includes:

• Collision, theft and fire.
• Two deductible options to be chosen at the time of the claim.
• Third parties, material and bodily damages.
• Additional coverage.

Research carried out in July/2022 – Source: SulAmérica.

Tokio Marine Auto Theft

This is an insurance that can be up to 50% cheaper than traditional insurance and includes a tracking service.

It offers the following coverage:

• Theft;
• Theft;
• Fire;
• 24 hour assistance.

To check the values ​​you need to request a auto insurance quote personalized.

Research carried out in July/2022 – Source: Tokio Marine Seguradora.

It is important that you know the partial, full and popular insurance to find out which one is best for you.

As you have seen, there is always cheap car insurance in SP, RJ, PR, SC, among others, you just need to quote insurance with the best car insurance companies in your area.

It is important to know that buying one of the economical and cheap cars does not mean paying the lowest price for protection. After all, it is common for a car insurance calculate the value of car insurance based on the risks assumed.

Just don't forget to only get quotes from the insurance companies you trust the most.

To do this, go to the Susep website and do a search. car insurance company and brokers who are registered.

Tips to make your car insurance cheaper

Another suggestion for getting cheaper insurance is to include a car tracker.

This way, your plan can be more affordable, as the vehicle has an additional protection item.

Want more tips for making insurance cheaper? Then take note!

• Be a woman: car insurance for women is cheaper.
• Get married: You will be seen as a more responsible driver.
• Don't be young: if you are, use the tips above.
• Get quotes from as many insurance companies as possible: you will be able to compare different plans.
• Discard coverings: only those that you think you don't need.
• Install security equipment: in addition to the tracker, you can count on an alarm and blockers.

These are just 7 cheap auto insurance options so you don't have any more excuses and keep your car protected.

However, when you get an insurance quote, you can guarantee even lower prices, depending on your needs. Be aware that, in addition to quoting the price of Onix, Ford Ka or other insurance, you should pay attention to the coverage included, extra services and deductible.

Also remember that the price of protection is not always more affordable for cheap car. The quote value is calculated based on the risks assumed by the insurer, whether it is the HDI Insurance, Sompo Insurance, Safe car port, Bradesco Auto Insurance, Allianz Insurance or others.

Furthermore, the value of the car in Fipe Table influences the price of vehicle insurance.

How to hire a car insurance cheap?

To get cheap car insurance, you need to get quotes from different insurance companies. This way, you can compare what each one offers and how much they charge.

If you want to make things easier, take the opportunity to get quotes from reliable online insurance quote companies. This way, you can compare more than one insurance company and see what each one offers and how much it charges!

Don't leave your car without the protection it deserves. Buy your insurance online!

How does the driver's profile influence the price of car insurance?

Car insurance companies consider the driver's profile as a factor in the analysis of assumed risks.

After all, a driver who has fines, is often involved in accidents, lives in an area with a high rate of robberies, has had his or her driver's license for a short period of time, among others, is at greater risk of suffering accidents.

Therefore, companies that offer car insurance understand this as the highest expense for a given contract. Imagine a different profile than the one mentioned above.

When analyzed, car insurance companies understand that the risk of expenses with this contract is lower. This is regardless of whether the driver has a cheaper or more expensive car.

So, it doesn't matter whether the driver has a cheap or more expensive car, for car insurance companies, the model will not always have as much influence as the driver's profile.

This is quite a lot between different car insurance companies, be it Youse, Carsystem, Minuto Seguros, Ituran Seguros, Porto Seguro auto and others.

Therefore, by analyzing the driver's profile, car insurance companies can get an idea of ​​how much it might cost to protect the vehicle within the term of the contract. With this, they can pass on this cost with the value of the car insurance.

So, when simulating auto insurance, keep in mind that the profile analysis will greatly influence the value of the protection. However, do not try to lie on the questionnaire, as car insurance companies can find out the truth and deny protection.

How do I know which insurance company is the most reliable?

If you are taking out car insurance for the first time or are planning to change car insurance companies, it is important to make a list of the most reputable companies. There are many insurance companies on the market that are praised by customers in some areas and not in others.

But there are also those that offer several advantages over others. So, for those who want to protect their assets, there is a list of the most recommended, such as: Tokio Marine, Azul Seguros, Liberty Seguros, HDI Seguros, Sompo Seguros, Youse, Allianz Seguros, Porto Seguro Auto, Bradesco Seguros Auto, SulAmérica, Suhai, among others.

It is best to make a list of at least 5 companies and carry out the auto insurance quote with each one. Thus, compare not only the price of car insurance, but also the services offered.

Also, search on specialized websites, such as Reclame Aqui, Procon and others and see what customers are saying.

*Published in: 12/28/2016 and updated on 07/30/2022.

*This text is editorial content and does not guarantee the commercialization of this product on this website.

*Afrilatest is not responsible for the amounts mentioned here, as the price of insurance may vary depending on each driver's profile.