Check out what to inform the insurance company in case of accidents!

Car insurance is designed to give drivers more security and, of course, in the event of an accident, they will be able to claim the insurance company so that the repair costs are covered. However, to be able to claim the insurance company, you will need to provide them with some information.

How to inform the insurance company in case of accidents

Report where and how it happened

At the time of the accident, the person may be shocked and traumatized, but they still need to write down the details. They need to provide the date and time of the accident, as well as the details of the other people involved.

The best thing to do is to use your cell phone to take photos and record conversations to help recreate the scene later. It is not necessary to inform the insurance company at the time, as it will still be confusing, but it is also not possible to delay.

Injuries

After checking that those involved in the accident are okay, it is also necessary to report whether anyone has suffered an injury and the severity of the injury. When you have coverage for damages to passengers and third parties and this includes personal belongings, these must also be reported if they have suffered any damage.

Witnesses

Even if you are confused at the time of the accident, witnesses can help clarify what happened, so check who saw the accident and get contact information such as name, telephone number and address. Insurance companies may want to contact them to clarify any doubts about what happened.

File a police report

It is important to file a police report, even in the event of an accident. This can be done at the scene by calling the police. In other cases, you will need to go to the police station. It is important that this report contains all the information about what happened, including the date and time of the accident. The police report will be one of the documents requested by the insurance company.

Contact the insurance company

In the first contact, which may be by telephone or via the web, depending on the service provided by your insurer, you will need to provide as much detail as possible about what happened. Later, you will be asked for documents and other information so that the information can be more detailed.

If it is not possible to remove the vehicle and its insurance, count on the towing service to request that your vehicle be removed.

After reporting the accident to your insurance company, your car will be sent for inspection to assess the damages so that the insurance company can pay compensation. However, remember that if you do not provide the information or documents, the insurance company may refuse to pay for the repairs to your vehicle, so pay attention to the necessary information.

See how to contact your insurance company in the best way!