Get answers to your questions about the tracker with insurance

Have you ever heard of a tracker with insurance? This tracker combines two services in one, that is, traditional insurance to cover accidents, robberies, thefts and third-party coverage, together with remote tracking of the location of the car, van, truck, etc.

It is a service that offers numerous advantages for those who own a vehicle, but that many people are still unaware of. Therefore, we decided to answer some possible questions that may arise in your head when the subject is a tracker with insurance. Check it out!

How does a vehicle tracker work?

These trackers are usually separated into two main categories.

GPS trackers, which use satellite signals to locate vehicles, are more or less similar to the models used on smartphones. They have a long range, but the signal is not very reliable, making it difficult to locate a vehicle in cases of theft.

The other category is radio frequency tracking, which, as the name suggests, uses radio waves. Although this is more accurate and can reach a signal even in closed spaces, its coverage only reaches a specific location.

What are the advantages of a tracker with insurance?

Check out the main benefits of purchasing a tracker with insurance below.

Real-time monitoring

Certain tracker models can allow the entire location of this vehicle to be monitored in real time.

This possibility is very useful for freight companies, for example, which need to manage deliveries to meet deadlines for their customers.

Furthermore, this technology can detect any potential changes to the planned route, and this can trigger an alert signal at the monitoring center.

In other cases, drivers or representatives of that company must call the center and ask for the location of this vehicle and, in this way, report any problem.

Crime prevention

Cars or trucks that have stickers stating that they have an insured tracker will be less likely to be observed by criminals.

After all, if they decide to act, they will know the risks of this action ending up going completely wrong, thanks to this remote location technology.

Greater chance of finding the vehicle

One of the great benefits of having a tracker with insurance is precisely the advantage of facilitating the work of investigating the whereabouts of a car or truck in cases of theft or robbery.

With more accurate information, police officers can act quickly and ensure that the vehicle is returned.

Cheaper cost of insurance

As the statistics for vehicles being reunited with trackers are favorable, it is common for these corresponding insurance policies to have a lower value.

According to estimates, more than 1.5 million vehicles in the country use some type of tracking device. By the way, it is worth noting that drivers can purchase both services separately or together, that is, the tracker as well as the insurance.

However, as has already been shown, it is much more cost-effective for the consumer to purchase the tracker with insurance.

Do insurance policies sold together with the tracker only protect against theft and robbery?

This is false information. The most common thing to see in the market in partnerships between tracking companies and insurance companies is this condition, a tracker that ends up offering a slightly simpler insurance with a certain fixed value.

However, there is no rule to determine that it needs to be done this way, so much so that nowadays there is greater flexibility in the coverage that is added.

As this varies from one company to another, it is necessary to check the conditions of each one individually.

Is a tracker enough to protect the car?

No, it is not. The sole function of a vehicle tracker is to locate a car after it has been stolen or robbed.

However, this cannot protect the owner from other problems, nor compensate for the losses that have been suffered.

A tracker with insurance, on the other hand, can protect the vehicle against various incidents and even compensate the consumer for their losses.

These coverages typically include fire, collision, lightning strikes, and a variety of other issues.

There are two types of compensation that insurance can provide. The first is known as partial compensation, and it covers repairs to the vehicle.

Its value is only sufficient for repairs that do not cost more than 75% of its market value.

Full compensation, on the other hand, covers losses exceeding 75% of the value of the car.

It pays, for example, after a massive collision, and when that car is stolen and not recovered.

So, were you able to clear up your doubts about trackers with insurance? If you have any more, send us a comment!