Keep an eye out for scratches on your car, as insurance won't cover them.

Are you looking for information about what insurance does or does not cover? Then follow this article and see if car scratches are covered by auto insurance.

Some people believe that auto insurance is responsible for covering any type of damage that the vehicle may suffer, such as scratches and small dents, for example, but that is not exactly how auto insurance coverage works.

No matter how complete it is, there are always some situations that are not included in the coverage, and this is exactly the case with small dents and scratches on the car.

To help with this issue, we have prepared an article explaining whether auto insurance covers scratches or not, what to do if they occur and what are the main tips to avoid this type of problem. Read on.

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Does auto insurance cover scratches on the car?

Some people think that car insurance covers scratches on the car, but unfortunately this is not true.

No insurance company offers plans that cover this type of damage, no matter how comprehensive their protection options are.

Therefore, it is important to be aware that this service does not cover this type of damage.

And, always try to be vigilant to avoid any type of problem, after all, scratches can devalue the vehicle in several ways.

However, this is only true when we are talking about superficial scratches that occur in isolation.

If we are talking about an accident in which more damage has occurred to the vehicle, and the insurance is activated to repair this damage, then yes.

It is possible to arrange for the scratch to be repaired along with any other necessary adjustments through auto insurance, upon payment of the deductible for partial claims.

In this case, for the repair to take place, it is necessary to have a cover for the vehicle's bodywork.

Is there specific coverage for car scratches?

Although this is a problem not covered by insurance companies, some companies offer assistance for this type of problem within additional coverage.

However, this is not specific coverage for scratches, but rather for minor damage that may occur to the vehicle, and not all companies offer this type of service.

We are talking about glass coverage, which, in some insurance companies, includes the repair of small superficial problems such as scratches and dents.

In general, this additional coverage is the most expensive and complete version of the additional glass coverage. Therefore, it is not always worth purchasing.

What to do if my car has a scratch?

Of course, the best way to deal with this situation is to avoid it.

But unfortunately it is not possible to predict all the risks we are subject to, especially when we are talking about a car.

The chances of you leaving your car parked for a few minutes and finding it with a huge scratch are very high.

Therefore, we have prepared a list of procedures to be taken if this happens.

Just keep an eye out for the following situations if you notice any strange scratches on your car:

1. Make sure it's really a scratch

Many times, you think it's a scratch on your car, but in reality, it's something much simpler, which can be easily removed using the right product or even with a damp cloth.

Check that you haven't just scraped off the paint or that it's a more stubborn dirt that needs to be removed and remove it quickly.

However, it is important to be careful at this point, because if you are unsure about what you are doing or which product to use, you could end up damaging the vehicle even more.

In this case, it's best to look for someone who understands more about the subject, after all, a simple stain can turn into something worse if you use the wrong technique.

2. See if the scratch is too deep

It may be that when you check to see if it really is a scratch, you realize that it is a very deep scratch, something that has already damaged the car's paintwork.

In this case, it is important that you do not touch or try to do anything. This could further damage the visual part of your car.

Take it to a professional and let them repair this scratch.

And, don't forget to check the size and severity of the scratch, because if you are going to paint your car again only on the scratched part you can send the paintwork, and the ideal is often to paint the entire part that was damaged to make the paintwork more uniform and discreet.

3. If it is a superficial problem, treat the scratch at home.

In most cases, these scratches are more superficial and can be repaired at home.

To do this, the first step is to clean the car. Wash the vehicle thoroughly, preferably using equipment with high-pressure jets and soft sponges and cloths that do not release threads or anything like that.

Don't forget to always use clean, running water and not let the soap dry on the vehicle, or even let the car dry on its own.

After cleaning, apply specific products for cars.

If you prefer, you can go to a specialist store and ask an experienced salesperson for recommendations on the most suitable product.

In most cases, a simple paste wax usually solves the problem.

But remember to apply it correctly, using the cloth and movements indicated by the professional or manufacturer, and to polish carefully.

If the scratch is in areas where the car is made of plastic or rubber, it is best to use moisturizing products instead of waxes.

They tend to be more liquid and leave a shiny appearance, which disguises scratches and small scrapes very well.

How to avoid scratches on your car

Even if you know what to look out for if a scratch appears, and what to do depending on the size of the damage, the best way to deal with this type of problem is definitely to prevent it from happening.

To do this, there are some simple tips to keep your car protected against this, such as:

• Always try to park it in safe places, away from people and animals;
• Always keep your car clean, dirt can cause scratches in some situations, or even make them worse;
• Use quality car waxes and use them at a certain frequency;
• Perform periodic paintwork restorations on your vehicle;
• Avoid contact of sharp objects with the car;
• Be careful with people with long nails, rings, bracelets or things that you are going to put in your car;
• Avoid leaving your car on the street, and opt for secure parking, as you never know when someone will act in bad faith, scratching your car or even accidentally hitting it.

With these simple tips you can have a new car for much longer, since you know that your car insurance does not cover this problem.

Furthermore, this care adds more value to the vehicle, keeping it looking new for longer and increasing its value when it comes to selling it.