Procon-SP tips for taking out car insurance

Anyone who already has car insurance and intends to change insurance companies or is thinking about purchasing one should pay attention to several points to avoid headaches in the future.

You cannot accept any offer without knowing what you are buying, nor can you trust any company. That is why Procon-SP has some tips to help you avoid falling into traps. Stay alert and see how to stay alert in different situations:

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1 – Get informed

This tip applies to the purchase of any product, not just insurance. Both the insurer and the broker must be registered with the Superintendence of Private Insurance (Susep) to be able to offer this type of service. So, before accepting the proposal, it is worth doing this research, which can be easily done online.

Another point is to read the proposal and the contract carefully and, if there is information that you are not aware of, try to find out what it is about before signing.

2 – Search

Compare the offers from different insurance companies. It is worth evaluating the amounts charged, coverage offered, services provided and prices. See which ones are the most advantageous and choose them. At this point, what matters is the cost-benefit.

3 – Coverage against natural phenomena

Floods and falling trees are often not covered, but they are occurring more and more frequently in cities. If you don't want to take the risk, it's worth paying attention to them and, if they're not covered, try to negotiate to include them.

4 – Deadlines

These are extremely important. After submitting the proposal to the insurance company, the company has a deadline to accept the insurance and only after approval does the risk coverage become valid. Therefore, the proposal must include all dates, including the date of submission of the proposal and acceptance, which cannot be more than 15 days.

For the consumer, a guarantee of compliance with deadlines is to file all documents delivered to the insurer.

Deadlines for receiving the premium in the event of a claim also need to be checked.

5 – Completing the questionnaire

This must be completed by the customer with truthful information about the driver's characteristics and habits with the vehicle. It includes questions such as age, gender and parking location.

This information is used to establish the value of the premium and is also used in the event of a claim. It is worth remembering that it is the sole responsibility of the person filling out the form to provide correct information.

How to get the best car insurance

At Afrilatest you have assistance when making your quote and following Procon's tips to make the best choice, so don't hesitate to make your quote online and protect your car with maximum security and convenience, without having to leave home, having access to the best auto insurance brokers.

Keep an eye on these tips and don't fall into traps when purchasing your car insurance, counting on the best prices and coverage to always protect your vehicle.