Truck insurance: check types and values

To protect your truck against various types of accidents, especially theft, take out truck insurance. Find out what the advantages are.

Truck insurance is specific to large vehicles, whether they are for different purposes. According to Denatran, in December 2015 there was a fleet of 2,645,992 trucks in Brazil, which only increases over time.

How truck insurance works

Truck insurance can be taken out by both companies and self-employed truck drivers who have their own vehicle. It can include the cabin and also the body or just one of the parts, depending on the needs of whoever hires it.

One of the advantages is that it can be contracted through an individual or fleet policy, adapting to the most different needs.

Who is truck insurance suitable for?

This insurance is aimed at both self-employed professionals and companies and allows you to insure different types of trucks used for different purposes. So, if you want to protect your vehicle against accidents, count on truck insurance.

Depending on the company, insurance offers protection for light trucks, tow trucks, tow trucks, heavy trucks and trailers/semi-trailers.

Advantages of truck insurance

Anyone who depends on a truck knows how important it is, so having a service like this will guarantee some advantages, such as:

• Possibility of protecting the truck completely or just the body;
• Being able to choose between different types of coverage;
• It is available to both individuals and legal entities;
• Reduces financial losses in the event of an accident.

Companies that have truck insurance

Several companies offer this type of service, after all, nowadays it is essential for the proper functioning of the business. Among them, we mention Mapfre, SulAmérica, BB Seguros, Allianz and others.

Truck insurance value

The value will vary a lot because the truck model, its purpose and the type of load it transports, as well as other factors, are considered. As there are many, the only way to find out the value of truck insurance is to request a quote, which can be done quickly on SeguroAuto.org.

Types of Protection Truck Insurance Offers

Depending on the insurance company you contract, you can count on the following coverage:

• 24-hour assistance;
• Maintenance;
• Comprehensive – robbery, theft, collision and fire;
• Passengers;
• Damage to third parties.

In addition to these, there are also extra coverages:

• Reimbursement of extraordinary expenses;
• Glass protection;
• Loss of profits;
• Sanitation in case of flooding.

How to make truck insurance cheaper

Some factors cannot be changed and these will directly influence the value of the insurance, while others can be worked on. In the case of trucks, security systems such as trackers, blockers, speed control and even escorts can cause the value to drop.

How to get truck insurance

To take out insurance, you must first get a quote to find out its value and the coverage you will have. After that, choose between the available proposals and, with the help of a broker, sign up for the service.

Take advantage and quote your truck insurance now at SeguroAuto.org. Your insurance simulation in a short time and with the confidence you need!