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Who can drive on car insurance?
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Those who can drive under car insurance are main and occasional drivers, as long as they have a license.

Auto insurance can generate many doubts, even for those who have already contracted the service. A very common one is who can drive on their car insurance without the coverage being compromised.

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There are some rules so that the driver does not imply receiving compensation in the event of an accident.

It all starts when filling out the form that assesses the risk profile, which must include who is the main driver of the vehicle and occasional drivers.

The main driver is the one who takes out the insurance contract and who drives most of the time.

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Potential drivers are other people who use the car frequently or who live in the same residence and who are old enough to have a license.

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Who are the possible drivers who can drive under insurance?

Potential drivers are evaluated differently by insurers, but in general, they are those who drive the vehicle in some way.

The risk form can be very specific or more comprehensive, in which case be careful when filling it out so as not to lose your right to coverage.

If it is specific, you must fill in everyone who uses the vehicle, even if infrequently, such as once a week.

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In the case of young people between 18 and 24 years old, slightly more detailed information may be requested.

In other cases, it may be questioned who are the people residing in the residence and who are over 18 years old, without considering whether they use the vehicle or not.

Pay attention to other points

In other situations it may be that the vehicle is being driven by a sporadic driver, such as a friend in a very specific case. For the insurance company to pay compensation in this situation, it will be necessary to prove that this is not a regular driver.

However, it is not enough for drivers to be included in the policy, they must fulfill other requirements so that there are no problems with the payment of the claim:

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  • Be qualified and have a valid document;
  • Not being drunk;
  • Respect traffic legislation such as speed limits.

Another case that may occur is that the car suffers an accident when it is stolen. In this situation, if the theft is reported, the insurance company covers the loss regardless of whether or not the driver complies with the conditions above. Always pay attention to the rules that Susep has established.

Now that you know who can drive under car insurance, be very careful when filling out the risk form.



Who can drive on car insurance?

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Who can drive on car insurance?

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Who can drive on car insurance?

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