Some people make an incredible mistake when quoting car insurance.

Taking out insurance requires some care, however, when these are not taken, problems begin to arise. Did you know that some people make an incredible mistake when quoting car insurance? Just look at what is in this article and don’t make this mistake.

There is a mistake when quoting car insurance that is repeated in many cases: not researching several insurers.

The issue is that many people believe that there is no difference from one company to another, but that is not true. When you fail to do this research, you are missing out on several points. See some of them.

Why you shouldn't make this incredible mistake when quoting car insurance

Differentiated values

The price charged by insurance companies fluctuates a lot, even when similar deductibles are contracted. While in one company you pay R$2,500.00 for your insurance, in another you can pay R$4,000.00 and have the same coverage.

This is because the criteria for risk assessment may be different, influencing the final value of the product.

Compare cost-benefit

You can only make a comparison between similar products if you have information about them, otherwise this becomes unfeasible. Therefore, it is necessary to obtain a quote from more than one insurance company and, thus, have sufficient input to decide which offer offers the best value for money.

To be able to make the comparison correctly, you need to use products that offer similar coverage. In this case, it is worth considering getting more than one quote, with different needs to analyze more than one coverage and compare them, this way, you can be sure of hiring the best option. At Susep you will find information on car insurance options and can ask further questions.

Inefficient coverage

Basic coverage such as theft, robbery or collision practically all insurance companies offer, but if your idea is to have extra coverage, then you need to research.

For example, some simpler insurance companies do not provide protection for glass, not even offering it as additional coverage. In addition to this, there are others that can be useful such as headlight coverage, protection against third parties, among others.

As each person has different needs, you need to check which ones you need and which insurer has the complete protection package.

Assists

Assistance services can help you when you need it most, for example, when your car breaks down at night. But, does your insurance include 24-hour towing service? This is a benefit that some insurance companies offer and if you do the math, it ends up paying off.

Even if it has a usage limit, it is usually enough to help you when something happens.

Benefits club

Another benefit that can be obtained is the discount at partner locations of your insurance company. Some offer discounts on parking lots, others on car rental, restaurants, cultural programs and much more.

No additional amount is usually charged for this type of benefit and all the insured person has to do is take advantage of the advantages.

In addition to not knowing very well about the product they are purchasing, people don't research more than one insurance company. This can be considered a mistake when quoting car insurance, as you no longer have access to important information, which could result in choosing the best product.

Here at SeguroAuto.org you have a simple way to get a quote from several partner insurance companies and avoid making this incredible mistake when quoting car insurance.