Insurance for tuned cars – SeguroAuto.org

Men love modified and tuned cars, they always want to differentiate themselves and, therefore, always seek to value cars. However, 'tuning' a car may not be a good option when thinking about taking out car insurance. Understand why below!

A tuned car is a true dream for car lovers. And according to experts in the field, 'tuning' is purely aesthetic, that is, it does not influence the car's performance in any way. Having a tuned car is not prohibited, quite the contrary, we find several across the country, the big problem is insurance for tuned cars.

The law against tuned cars

Many car owners want to make modifications to their cars and are unaware that the law in Brazil restricts some points. Contran – National Traffic Council – is responsible for inspecting cars and, in this way, restricts the use of some components, such as:

• Exposed engine;
• Doors that open upwards and;
• Hydraulic suspension.

However, you need to pay attention to the law in force in your state, as there are changes between one state and another. We should point out that most tuned cars do not normally run on the streets. They are mostly used at exhibitions and fairs.

Tuned Car Insurance

After seeing that the law does not prohibit tuned cars, we need to find out more about the insurance offered for them. However, most insurers do not work with this type of coverage and when they do, the value of insurance for tuned cars is very similar to the value of the car.

It is necessary to understand that car insurance companies avoid taking out this type of insurance due to the number of modifications, whether internal or external. Furthermore, they believe that the modification or removal of an original part could influence and, consequently, increase the number of accidents, creating greater risks for drivers and cars.

Is there no Insurance for Tuned Cars?

Even with so many restrictions, it should be noted that there is insurance for tuned cars, but what happens is that when the insurer agrees to provide this coverage, the insurance value is quite high, in some cases, the value of another car. In this way, the value of the insured becomes almost unfeasible for the future insured, who often assumes the risk and is left without insurance.

If you want to tune your car, don't forget to follow the law and contact your insurance company to find out how Insurance for Tuned Cars works!