5 tips for choosing the best insurance broker

The best insurance broker is the one that meets your needs, but how to choose?

Anyone who wants to take out insurance knows that they need to rely on a professional to sign up, as they must act as an intermediary between the client and the insurance company. However, as with all professions, there are some professionals who stand out and when choosing who will serve you, always opt for the best.

If you are in doubt about how to choose your insurance broker, here are some points that he needs to take care of.

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See if it is registered with Susep

The Private Insurance Superintendency (Susep) is the body responsible for supervising and regulating all actions in the insurance area. And brokers are also linked to it and need to be accredited to be able to carry out their activity.

It is possible to consult all registered brokers and if he is on the list it is already a positive point, after all he meets all the necessary requirements to be a broker.

Assess whether he understands your needs

If you are looking for insurance, you should know that there are different options and not all of them will meet your needs. The broker needs to understand exactly what you need from insurance to be able to advise you on which product is best for your case.

He should not guess, but rather ask questions that help you understand why and why you want insurance.

Ask for directions to the best options

A good insurance broker should check what options you have available and indicate the best one(s) for your case. This does not mean that it should restrict you to just one, but rather present some options and point out the benefits of each one.

He needs to help you choose and not dump a bunch of information on you so that you become even more confused. The pros and cons of each must be highlighted, thus facilitating your choice.

Ask him to clarify any doubts

You will certainly have any questions related to coverage, validity, claims, payment and many others. No matter who he is, he must always be willing to help you and clarify any information.

And it's not worth just giving subjective answers like “it's company policy”, he must explain why so that there is no aspect left that could cause confusion.

Is group car insurance worth it? Understand how it works and always decide on the best option 😉

See if they provide after-sales support when necessary

Just because you have already taken out insurance does not mean that the broker will no longer serve you, on the contrary, he is the one who will help manage your insurance. Therefore, whenever a question arises or an accident occurs and guidance is needed, he must be willing to help.

Rest assured that he is the best insurance broker

When you follow all these steps to choose the best insurance broker, you know that the product purchased is the one that best suits you and this creates more security. Furthermore, you can count on a qualified professional to provide you with support.