Get insurance for your car and live with more peace of mind!

The dangers and annoyances that occur while you are driving your car can come from all sides: the flat tire, the car that gets stuck far from your home, the hole in the middle of the road or the lost key.

There are many inconveniences and unforeseen events that can occur. But the driver still insists on asking: should I really take out full car insurance?

Broken car

Many people take into account the fact that buying car insurance can be a waste if they are not going to use it. The number of people who use this service annually is low compared to the number of registered policies. On the other hand, driving with an insurance policy in the trunk is like taking a weight off your conscience, or rather, off your hands, so you can drive more peacefully. It's difficult to predict when you'll activate your car insurance, but if you don't have one, the loss could end up being huge.

The emergence of insurance in Brazil began with the arrival of the Portuguese Royal Family and the opening of ports in 1808. The first insurance company in Brazil

Brazil was called Companhia de Seguros Boa-Fé, which operated in maritime insurance. Over time, several types of insurance emerged and ended up becoming very popular, such as Personal, Property and Liability insurance.

Drive your car much more safely

In theory, car insurance covers losses and damages that occur to motor land vehicles, protecting your car mainly against collision, fire and theft. In addition, the insurance also covers losses caused to third parties, personal accidents to passengers, 24-hour assistance and replacement of the vehicle in the event of an accident.

To choose the insurer and type of car insurance, it is important to take into account the cost of your car and especially the amount of money available to invest in this protection.

This is essential for your car and for you to drive with satisfaction and safety.

Some of the factors that basic coverage covers are: collision, rollover, fire and theft. And additional coverage is more complete and can cover damage to third parties, personal accidents, accessories and even offer 24-hour auto insurance assistance. The more the benefits and services, the more expensive your car insurance premium will be.

The cost of insurance varies according to the value of your car, the driver's profile and also the type of extension you are looking to have. The following factors have a major influence on the car insuranceas they are based on statistical data:

Sex: According to research, men suffer more accidents on the road because they are more reckless or perhaps because they drive more than women.

Age: Drivers under 25 years of age have a higher risk of accidents.

Vehicle type: Some details are decisive in calculating the final value of the insurance. Larger, heavier vehicles are considered lower risk than smaller, lighter cars. O car insurance it is higher for higher-value cars and also sports models, mainly because they have a high theft rate.

Franchise value: The higher the deductible value, the less the insurance company will have to pay, thus the value of car insurance will be lower.

Types and extent of coverage: the greater the benefit offered, the higher the fees.

It is important to highlight that cars that are targeted by thieves have a much higher insurance value.

Marcus Lauria, reporter, journalist, blogger for the website Carpointnews and with several years of experience writing for car magazines, says that car insurance is an advantage for drivers, as it protects assets where people spend a lot of time and money to acquire. Insurance is a way of protecting your assets. If something happens, the driver will be protected. Anyone who takes out insurance will never regret it!