Lula’s government removes names of negatives in a program with banks

Prepared by the government of Lula Inacio da Silva seeking to remove people from the list of negatives, Desenrola must start renegotiating debts and “name clearing” this Monday (17). Banks like Santander, Bank of Brazil, Bradesco, Itau Unibanco It is Caixa Econômica Federal have already informed their participation in the program.

Last Friday, the three tracks that make up Desenrola were announced. Track 1 seeks to serve the population that receives up to R$ 2,640 and has debts incurred between January 2019 and December 2022. While track 2, includes people with monthly income of up to R$ 20,000.

With the first two bands being implemented this Monday (17), Brazilians with debts of up to R$100 will have their names removed from the negative register and those with income of up to R$20,000 will be able to renegotiate what they owe directly with the institutions. .

Banks must “clear the name” of debtors by the 28th, however, the debt will not be extinguished. This is because Desenrola seeks to allow Brazilians to regain their purchasing power by restoring their rights, such as obtaining credit.

According to president Lula, the government will negotiate directly with the banks, in addition to offering them regulatory incentives to help offer credit.

“We are going to assume the responsibility of trying to negotiate with banks, negotiate with companies so that people can leave Serasa, clear their name and return to being citizens of respect, able to consume. There is nothing better than a citizen knowing that he is not in debt”, said Luiz Inácio Lula da Silva in an interview with TV Record.

_{Lula Inacio da Silva. (Photo: Reproduction/ Ricardo Stuckert/PR)}

Banco do Brasil, Santander, Caixa Econômica Federal, Itaú Unibanco and Bradesco said that they will remove those with debts of up to R$ 100 from the negative register, even before the deadline stimulated for the end of the month, in addition to presenting discounts for the renegotiation of debts . Check below how to participate in Desenrola in each bank:

Bank of Brazil

Citizens indebted to this bank will have the opportunity to participate in the program through the following channels:

• Bank of Brazil application;
• Relationship Center at numbers 4004-0001 (capital cities) and 0800-729-0001 (other regions);
• WhatsApp, sending the message “#renegocie” to the number (61) 4004-0001;
• Agencies.
• Internet Banking through the websites www.bb.com.br/renegocie for individuals or www.bb.com.br/renegociepj for legal entities;

Santander

Santander bank said it will offer discounts of up to 90% and installments of up to 120 installments, in addition to special conditions for each customer. Interested parties can contact us through the following channels:

• Relationship Center through 4004-3535 (capital cities and metropolitan regions) and or 0800-722-9090 (other locations);
• site santander.com.br/renegociacao

Caixa Econômica Federal

The bank is also promoting special conditions, such as discounts of up to 90% for cash payments and debt installments from 12 to 96 installments. Access the following channels for debt settlement:

Itaú Unibanco

In addition to “clearing the name” of those with debts of up to R$ 100, Itaú guarantees interest reductions of up to 60% for debts, but points out that it will again deny those who do not adhere to Desenrola in the coming months. The renegotiation is done through the following channels:

Bradesco

Those who have debts to settle with Bradesco can check renegotiations through the following channels:

Desenrola seeks to benefit the 70 million negative Brazilians, in addition to increasing consumption potential.

Featured photo: Desenroll Program. Playback/Dol.