Myths and truths about car insurance

Are you going to get car insurance and have questions about some things? Get to know some myths and truths about car insurance and never have any more.

When it comes to taking out good insurance, doubts can always arise. And that old story that so-and-so said it was like that and the other said it was different can raise several questions that may even prevent you from seeking this protection. But don't worry, it's important to always know the truth and not fall into traps, never failing to protect your car just because you have doubts.

Discover the main myths and truths about car insurance:

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Women pay less for insurance

True. According to various statistics, women are not involved in accidents as much because they are more cautious, with 71% of accidents being the responsibility of men. Insurance can be 9 to 12% cheaper for women.

Is old car insurance more expensive?

True. The older the year of your vehicle, the more expensive the replacement parts will be, so this value is included in your insurance, which will make the service more expensive than for new cars. Generally, it is best to change cars every three to five years to avoid this higher insurance premium.

Is there coverage for objects left inside the vehicle?

Myth. Do not leave notebooks, cell phones, cameras or any other object inside the vehicle, as in cases of robbery or theft, insurance will not cover these objects. It is also worth remembering that even special accessories that are in the vehicle will only be included in the insurance when extra coverage is provided. Remember to inform yourself when hiring.

Does a tracker make insurance cheaper?

True. Having a tracker installed in your vehicle makes insurance cheaper by up to 20%, as it is much easier to locate your vehicle in the event of theft if you have this device.

Does the theft rate change the value of insurance?

True. If robberies increase in a certain region, the price of insurance will consequently increase, as this is one of the factors that influence the value of your car insurance. Therefore, living in quieter regions makes this service cheaper.

Is a car that stays in the garage cheaper to insure?

True. Because the car is in a garage, that is, it is more protected, insurance can be up to 20% cheaper than cars that do not have this protection. Therefore, if you don't have one in your home, consider renting one.

Must the car documentation be up to date to renew the insurance?

True. You need to be up to date with all your car documentation to take out or renew your insurance, because, if not, you will have to regularize the situation so that the insurance company can sign your contract.

Now that you know the main myths and truths about car insurance, you can hire its service without having any doubts and protect your car as soon as possible. In any case, remember to always ask your broker about anything you don't understand. And you, what is the myth about insurance that you have heard?