Why do I need an insurance broker?

There are many insurance companies that offer the service directly to customers, or banks. Therefore, it is natural for people to think, why do I need an insurance broker?

It's important to think that doing all the work alone is not the best option. It may seem like it's cheaper to buy it yourself, without the help of a broker, but that's not always true, and it could even end up being more expensive.

The help of a professional who is qualified to do this can make all the difference when taking out insurance.

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But why do I need an insurance broker?

The insurance broker is a professional specialized in private insurance. He is the best person who can do this kind of work. The insurance broker will offer you different packages and prices, so that you can purchase insurance according to your needs and within your budget.

Those who are new to the subject may end up accepting the first offer without analyzing the others that are available, which can generate unnecessary expenses. The broker, as someone professional and more experienced in the subject, will check all the offers, from the best companies, and solve your problem.

Choose a good insurance broker

Although the insurance broker is someone who is almost indispensable when hiring this type of service, some care must be taken, after all, there are bad professionals in all areas.

Choose a broker who listens to your needs and offers you insurance according to them, in other words, avoid those who want to offer extra coverage and protection even though they know you don't need it. Some brokers only think about making money, but how do you choose a good one?

A good broker helps you get the best deal. The broker can also help you choose the best franchise to choose.

Also check if the broker is authorized by SUSEP to perform the function. SUSEP is the Private Insurance Superintendence, and is responsible for supervising insurance and brokers in Brazil. A broker who is not up to date with the agency can pose great risks.

So whenever you ask yourself “why do I need an insurance broker?”, remember that the insurance broker must be the intermediary between you and the company that is providing the service. He must always accompany you in the event of any accident, and will not leave you at the mercy of the company. Think of your broker as that person who will always solve your insurance problems and claims, and avoid worries on your part.