Access and understand how it works!

If you are a university student or have a university student who is buying (or getting) their first car now, know that just like experienced drivers, it is necessary to have car insurance. With this in mind, University Auto Insurance was created to take care of young people who are at university. Find out more below!

When a young person turns 18, many new things happen in their lives, usually, they enter university and, in many cases, they get their first car from their parents. And like most other drivers, they also need to be insured to travel freely without worrying about anything.

It was thinking about taking care of these young university students that University Auto Insurance was created. After all, we have to remember that many university students do not have a fixed income and, therefore, any and all insurance must fit into their pocket, along with books, copies and the fuel used to go to class!

As previously mentioned, University Auto Insurance arrived to bring security and comfort to young people who already attend university and own a car.

Image: Getty

What does University Auto Insurance offer?

We know that for university students there are a series of advantages offered by the insurance company and the main ones are:

• Payment in installments – with the aim of having a reduced installment, facilitated payment helps to avoid default among young people;
• Driver of the day – this is the driver of the round, after all, no one can drink and drive. The idea is to ensure that young people do not have problems with traffic stops and/or accidents;
• Safe driving and emotional driving courses – courses are offered for you, university students, to learn how to deal with the most common traffic problems;
• Discount on parking;
• Access to Automotive Centers;
• Assistance for your computer, notebook, tablet, televisions, cell phones and other items;
• 24-hour locksmith and tow truck;
• Service at any time of the day or night and;
• Extra car for 15 days or a discount on your franchise.

What types of coverage do university car insurance cover?

Just like “common” automobile insurance, University Auto Insurance offers two types of coverage. The first is basic coverage, which basically covers:

• Theft;
• Theft;
• Fire;
• Collision;
• Bodily damage to passengers and;
• Damage to third parties.

Additional coverage involves a series of items, see:

• Glass protection;
• Extra car;
• Accessories;
• Coverage for natural death, accidental death and permanent disability due to an accident;
• Reimbursement of extraordinary expenses;
• Excess insurance;
• Funeral assistance and other items.

Companies like Porto Seguro and Santander have special plans for university students who need a better term, in addition to installments that fit their pockets.

If you have a car and are at university, contact your broker and find out everything so you can take out University Auto Insurance and check the possibility of purchasing coverage!

Find out more about coverage by accessing the Susep website!