Buy insurance online or in person?

Today the internet is seen as an ally and in addition to providing a countless amount of information, it can also be used to make purchases. This habit is increasingly common according to a survey carried out by SPC Brasil and the financial education portal Meu Bolso Feliz.

This research found that 90% of people have the habit of searching on the internet before making purchases, and this is more common among men (92%) than women (89%). Another detail is that the younger the consumer, the more common this habit is. While 93% of young people aged 18 to 34 search on the internet, only 82% over 50 have this habit.

Based on this information, it is easy to see that electronic commerce has gained ground, but when buying insurance, is this modality also valid?

Insurance can be purchased both online and in person, with some differences between them. If purchasing in person, the person will need to go to the location to purchase the insurance. If he is going to do research on several insurance companies, this may take some time due to the service.

When you arrive at the insurance company, there must be a broker available to assist you and it may be necessary to wait, but there is the advantage of being face to face with the person and knowing who you are negotiating with.

Online insurance requires a little more care, but it can be much faster and less stressful. This is because it is necessary check if the insurance company is trustworthy and this can be done on the Private Insurance Superintendence (Susep) website with just a few clicks.

With this information in hand, it is possible to search for the service with different insurance companies in a few minutes without even leaving home or having to wait to be seen. This is a great advantage for those who want to save time.

Furthermore, with all the proposals in hand it is much easier to make a comparison and be able to decide calmly, without a broker putting pressure on you. In many cases, online assistance is also available, so if you have any doubts, they can be clarified easily. The big disadvantage is that if you need in-person assistance, it may not be available.

O insurance online It's usually faster and less stressful for those who want to research and compare, but it loses some of the human warmth. But regardless of how insurance is contracted, it is always important that it meets your needs and that the contract is read carefully.