Proven tips to make your car insurance cheaper

Anyone who has a vehicle already knows that along with it comes other charges such as IPVA, maintenance and insurance, but they are all essential and it is not possible to give up any of them. Mainly insurance that guarantees greater peace of mind in the event of collisions, thefts and robberies, so the driver does not need to have major headaches in case of unforeseen circumstances.

But the insurance value is a concern, as its costs may be higher than planned, but with some tips it is possible to reduce this value.

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This tip is valid for anything you are going to buy. Research the costs and coverage offered by different insurance companies and try to negotiate with them to get a good proposal.

Driver's age and sex

Depending on the age group and gender of the driver or drivers of the vehicle, there is a price variation. The age group between 18 and 24 years old is the one with the highest costs, because it is the one most involved in traffic accidents. Women have an advantage over men, as they are less involved in traffic accidents.

Have a good track record

For those who have had insurance for some time, having a good history in relation to the vehicle reflects in bonuses. It works as follows, insurers work with a score from 0 to 10 and the longer you have the insurance without suffering any claim, this score increases and consequently the value of the discount. However, if there is a record of an occurrence, this score decreases and so does the discount.

Choose the make and model of the vehicle

Many people buy the model they like without first thinking that this could directly influence the value of the insurance. Depending on the make and model of vehicle, it may be an unpleasant surprise regarding the value. This is because the cars most targeted in robberies and thefts have the highest insurance as they present a greater risk.

Choose your franchise wisely

The deductible is an amount that the insured must pay in case of damage to the vehicle, and this can be negotiated with the insurer. Anyone who opts for a lower deductible will have a higher premium value, that is, the insurance value will be higher, but the opposite also happens. In this case, it is worth evaluating what type of coverage you need and adapting the deductible.

Get your cheapest car insurance now by following these tips and taking advantage of the ease of getting a quote on SeguroAuto.org, which offers a simple way to clarify doubts about this service with the best brokers and receive the lowest prices for protection in a short time. of your vehicle.

It is possible to leave your car protected and drive with peace of mind wherever you want without having to worry about anything, as good car insurance does not need to be expensive.

Get your insurance quote online and see how you can be protected and always save money!