How to make insurance cheaper for teenagers

Don't know how to make insurance cheaper for teenagers? Check out our tips and take the opportunity to do a simulation here!

If you have a car and a teenage son, you can be sure that when he turns 18 he will want to get his license and drive your vehicle. This process is quite common, but parents need to be careful, as this child will need to be included in the insurance.

And there is no way around including a teenager as an insured person, the value will increase, but how much is difficult to predict. This is due to the high level of driving experience, they tend to be more involved in accidents and, according to statistics, they cost more.

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Tips for cheaper insurance for teenagers

Determine when the person uses the vehicle

To make insurance cheaper for teenagers, you need to inform the insurer that your child will be added to the insurance, but if they do not use the vehicle all the time, this needs to be informed, so the risks are reduced. If he only uses the car on weekends, make this very clear, as this could be a little help to keep the price from rising too much.

How about saving by taking out partial car insurance? See what we wrote about the subject 😉

Various vehicles

If the family has several cars and they will be used shared, the ideal is to always leave the car with less power and cost less for the teenager to use. This is because the lower the value of the car, the lower the insurance will be.

If your child has a car that is just his own, this rule remains valid, opting for popular and simpler models is usually cheaper. Furthermore, it is worth checking the list of the most stolen vehicles, because if the model is part of it it will certainly have a higher insurance value.

Check discounts

If you don't ask, you won't know if it's possible to make insurance cheaper for teenagers, getting a discount so that your child can be included in the insurance. So always ask questions and never stop negotiating to get the best value for a young car insurance.

In the United States

Although this new development has not yet arrived here, in the United States, teenagers can receive a discount on insurance for having good grades or completing a training course.

Equipment can also be used there to monitor the driver and send alerts about driving behavior. Additionally, the cell phone can be locked for use while the vehicle is in motion.

All of this is used to reduce the possibility of accidents and as a consequence make insurance cheaper. We can only wait for these new developments to arrive in Brazil so that perhaps we can also make our car insurance cheaper.

There's no point in paying little for insurance if you don't choose a good insurer. Find out how to choose the best one 🙂