7 cheap car insurance options for you

Discover 7 cheap car insurance options here and protect your car now by following our tips. Take the opportunity to write down the names of some of the insurance companies that offer cheaper plans and the average prices.

Do you keep inventing that you don't have money to take out insurance? Protecting your car is not necessary to spend too much, as many people think. For example, you can find cheap car insurance in SP, MG, PR, RJ and other states.

It is possible to find it on the market car insurance Cheap that offers good protection. So, to help you, we checked some insurance companies that have affordable prices and that provide good customer service.

Therefore, check out the list below to understand what we are talking about so you can drive your vehicle more smoothly.

Image: Getty Images

7 cheap car insurance options to protect your car

No matter where you live, there is always a plan available at car insurance company so you can save on hiring fees, keeping your vehicle protected.

For example, if you live in the capital of São Paulo, count on cheap car insurance SP. However, other states also offer economical plans, ensuring the protection of your property.

Want to know what the options are? So, see the list of some cheaper car insurance!

Ituran

A Ituran is a tracking company that has been operating in Brazil since 2000. It also offers the option of vehicle insurance in partnership with some insurance companies, such as: MAPFRE, HDI Vehicle insurance, Tokyo Marine vehicle insurance companyAliro Seguro and Liberty Insurance.

The plan of safe Ituran, Tracker with insurance can cost from R$89.90 per month. In addition, the coverage included is: robbery and theft coverage, vehicle tracking and 24-hour assistance.

*Prices may change depending on the profile.

Research carried out in July/2022 – Source: Ituran

Youse Auto Insurance

A Youse Seguros is an online insurance platform, being an initiative of Insurance Fund.

It is possible to hire a car insurance with values ​​starting at R$45.00 per month (data sourced in September/2021). The plan may include coverage such as:

Furthermore, it is possible to count on assistance from car insurance companyas:

• Backup car;
• Keychain;
• Glass;
• Driver Youse.

One of the differences of this vehicle insurance cheap offered by Youse Insurance To protect your car is that all borrowing can be done online.

Research carried out in July/2022. Source: Youse.

Speaking of glasses, see how it's worth having one additional glass cover.

AutoFácil Insurance

Insurance AutoFácil is part of the BNP group Paribas Cardiff. In Brazil, it has more than 32 million customers and 60 partners.

When purchasing insurance, you can find different coverages. Among the advantages:

• 24-hour assistance;
• Repair of losses bringing compensation closer to the ideal value;
• Among others.

Research carried out in July/2020 (we were unable to obtain updated information, check the company website). Source: BNP Paribas Cardiff.

Suhai Insurance

Suhai Seguros works with vehicles with high accident rates. It is possible to find insurance with affordable prices, which can be up to 73% cheaper than the competition, according to personalized analysis. Among the toppings:

• Robbery and theft;
• 24-hour assistance;
• 24-hour call center.

Research carried out in July/2022 – Source: Suhai Seguradora.

Did you know that in addition to these tips, you can save with vehicle insurance in different ways?

There's even a video that shows how. Look:
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Auto Light Blue

A Azul Seguros offers insurance in several segments.

It has three options franchises that make the vehicle insurance cheaper. Includes:

• Robbery and theft;
• Collision;
• Fire;
• 24-hour assistance;
• Possibility of additional coverage.

It allows payment to be paid in up to 12 interest-free installments and offers a discount for those who pay with the Porto Seguro credit card.

Research carried out in July/2022 – Source: Azul Seguros.

SulAmérica Compact Auto

A SulAmérica Auto is one of the first in the country to offer the popular car insurance and motorcycle insurance.

It currently offers the Auto Compacto, which is a vehicle insurance in the right measure for each driver, for a lower price. Among the toppings:

• Collision, theft and fire.
• Two deductible options to be chosen at the time of the claim.
• Third parties, material and bodily damages.
• Additional coverages.

Research carried out in July/2022 – Source: SulAmérica.

Tokyo Marine Auto Theft

This is insurance that is up to 50% cheaper than traditional insurance and includes a tracking service.

It offers the following coverage:

• Theft;
• Theft;
• Fire;
• 24-hour assistance.

To check the values, you must request a car insurance quote personalized.

Research carried out in July/2022 – Source: Tokio Marine Seguradora.

It is important for you to know the Partial, complete and popular insurance to find out which one is worth the most for you.

As you saw, there is always cheap car insurance in SP, RJ, PR, SC, among others, all you need is quote insurance with the best car insurance companies in your region.

It is important to know that purchasing one of the Economical and cheap cars do not mean paying the lowest price for protection. After all, it is common for a car insurance company calculate the value of car insurance based on the risks assumed.

Just don't forget to only quote from the insurance companies you trust most.

To do this, rely on the Susep website and do a search for car insurance company and brokers who are registered.

Image: Getty Images

Tips to make your car insurance cheaper

Another suggestion for getting cheaper insurance is to include a car tracker.

This way, your plan can be more affordable, as the vehicle has an additional item of protection.

Want more tips for making insurance cheaper? So write it down!

• Be a woman: car insurance for women is cheaper.
• Get married: you will be seen as a more responsible driver.
• Don't be young: if you are, use the tips above.
• Quote from the maximum number of insurance companies: you will be able to compare several plans.
• Discard toppings: only those you think you don't need.
• Install security equipment: in addition to the tracker, you can count on an alarm and blockers.

These are just 7 cheap car insurance options so you don't have any more excuses and keep your car protected.

However, when getting an insurance quote you can guarantee even lower prices, depending on your needs. Know that, in addition to quoting the price of Onix, Ford Ka or other insurance, you should pay attention to the included coverage, extra services and deductible.

Also remember that the price of protection is not always more affordable for cheap car. The quote value is calculated based on the risks assumed by the insurance company, be it the HDI Seguros, Sompo insurance, Porto Seguro automobile, Bradesco Auto Insurance, Allianz Seguros or others.

Furthermore, the value of the car in Fipe table influences the price of vehicle insurance.

How to hire one car insurance cheap?

To get cheap car insurance, you need to get quotes from different insurers. This way, you can compare what each of them offers and how much they charge.

If you want to make it easier, take the opportunity to quote from reliable online insurance quote companies. This way, you can compare more than one insurance company and see what each one offers and how much they charge!

Don't leave your car without the protection it deserves. Buy your insurance online!

How does the driver profile influence the price of car insurance?

Car insurance companies consider the driver's profile as a factor in analyzing the risks assumed.

After all, a driver who has fines, is often involved in accidents, lives in a place with a high rate of theft, has a short driving license, among others, shows a greater risk of suffering accidents.

Therefore, companies that offer car insurance understand it as the biggest expense with a given contract. Imagine a different profile than the one mentioned above.

When analyzed, car insurance insurers understand that the risk of expenses with this contract is lower. This is regardless of whether the driver has a cheaper or more expensive car.

So, it doesn't matter if the driver has a cheap or more expensive car, for car insurers, the model will not always influence as much as the driver's profile.

This is quite a lot between different car insurance companies, be it Youse, Carsystem, Minuto Seguros, Ituran Seguros, Porto Seguro auto and others.

Therefore, by analyzing the driver's profile, car insurers can get an idea of ​​how much it may cost to protect the vehicle within the contract term. As a result, they are able to pass on this cost with the value of the car insurance.

So, when simulating car insurance, keep in mind that the profile analysis will greatly influence the value of the protection. But, don't try to lie on the questionnaire, as car insurers have a way of finding out the truth and denying protection.

How do you know which is the most reliable insurance company?

If you are taking out car insurance for the first time or intend to change car insurance companies, it is important to make a list of the most renowned companies. There are many insurance companies on the market that are praised by customers in some areas and not in others.

But there are also those that offer several advantages over others. So, for those of you who want to protect your property, there is a list of the most recommended, such as: Tokio Marine, Azul Seguros, Liberty Seguros, HDI Seguros, Sompo Seguros, Youse, Allianz Seguros, Porto Seguro automobile, Bradesco Seguros auto, SulAmérica, Suhai, among others.

The most recommended thing is to make a list of at least 5 companies and carry out the car insurance quote with each one. So, compare not only the price of car insurance, but also the services offered.

Furthermore, do a search on specialized websites, such as Reclame Aqui, Procon and others and see what customers are saying.

*Published in: 12/28/2016 and updated on 07/30/2022.

*This text is editorial content and does not guarantee the sale of this product on this website.

* SeguroAuto.org is not responsible for the amounts mentioned here, as the price of insurance may vary depending on the profile of each driver.