Can car insurance give you a discount on parking?

Insurers offer a series of services and benefits to their policyholders. Do you want to know more about this subject and whether car insurance can give you a discount on parking? Follow this article and find out.

The vast majority of insurance companies offer their customers a series of services and benefits in addition to their coverage.

In addition to 24-hour assistance, there is a service generally known as 'advantages club', which promotes discounts on services such as home repairs, Petshop and veterinary care, technical assistance for electronic equipment and much more.

Among these benefits offered by the insurance company is discount on parking. Which, for those who live in large cities, can be a 'help in the wheel', since leaving the car parked on the street is not the best option when it comes to safety and, bearing the daily cost of parking can weigh heavily on the budget.

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Is it worth always leaving your car in the parking lot?

Yes, it's always worth leaving your car in the parking lot, after all, when you leave your car on the street, it doesn't just run the risk of being stolen. There is the possibility of it suffering scratches, dents, broken windows, stolen parts, or even stolen accessories.

Therefore, even though you have extensive car insurance coverage, leaving your car in a parking lot is always the best choice.

By doing this, in addition to ensuring greater security for your property, you will avoid the hassle of having to fix your vehicle and often incurring costs that your insurance will not cover.

How do I know if my car insurance gives a discount on parking?

The vast majority of insurance policies offer discounts on parking, so you can find out if yours offers this benefit, simply access your insurance company's website and look for the services included in the 'advantages club'.

You can also contact your insurance broker and ask him if the parking discount is part of the benefits available under your policy.

And, it's worth seeking out this information, because generally, all insurance companies offer this discount, which in some cases can reach up to 30%.

How do I know which parking lots offer a discount on my insurance?

Generally, insurance companies provide a list of all commercial establishments and parking lots that have a partnership with the company and offer discounts to their customers.

This list can be accessed on the insurance company's website, if you have difficulty finding it, you can ask your broker for help.

Are there rules for using the parking discount?

It is common for each insurance company to stipulate some rules so that its policyholders can enjoy the benefits offered. Generally these rules are:

• The discount is only valid for the insured car;
• The benefit is not valid for parking lots with valet (valet service);
• The parking discount offered by the insurance is not cumulative, so if you have already obtained a promotional discount on parking it cannot be used;
• Discounts for customers who pay monthly must be arranged directly with the establishment.

It is worth remembering that these rules may vary depending on the insurance company, so it is essential that you seek more precise information from your broker.